Reports

Statements provides reports to help you understand your financial patterns. This guide covers available reports and how to use them effectively.

Available Reports

Category Breakdown

View spending and income by category over a selected period.

What it shows:

  • Total amount per category
  • Percentage of total spending
  • Visual breakdown (pie chart)

Use cases:

  • See where your money goes
  • Identify top spending categories
  • Track category trends over time

Monthly Trends

Track your financial activity over multiple months.

What it shows:

  • Total inflows per month
  • Total outflows per month
  • Net cash flow (inflows - outflows)

Use cases:

  • Spot seasonal spending patterns
  • Track income consistency
  • Monitor overall financial health

Account Summary

Overview of all your accounts and their activity.

What it shows:

  • Transaction count per account
  • Total inflows and outflows
  • Account balance changes

Use cases:

  • Compare account usage
  • Track credit card spending vs bank
  • Identify dormant accounts

Using Reports

Setting Date Range

All reports respect the date range filter:

  1. Select a report from the Reports page
  2. Use the date picker to set start and end dates
  3. Report updates automatically

Filtering by Account

Focus on specific accounts:

  1. Use the account filter dropdown
  2. Select one or multiple accounts
  3. Report shows only selected accounts

Filtering by Category

Drill into specific categories:

  1. Click on a category in the chart
  2. Or use the category filter
  3. View transactions for that category

Interpreting Data

Understanding Cash Flow

Positive net cash flow: You're earning more than spending Negative net cash flow: You're spending more than earning

Look at trends rather than single months for meaningful insights.

Category Analysis

Focus on controllable categories:

  • Food & Dining: Often has room for optimization
  • Subscriptions: Review for unused services
  • Shopping: Track against budget

Don't worry about fixed categories:

  • Rent/EMI: Usually fixed
  • Utilities: Relatively stable
  • Insurance: Planned expense

Entity Insights

Entities show vendor-level spending:

  • Identify top vendors
  • Spot unexpected recurring charges
  • Track vendor price changes over time

Tips for Better Reports

Categorize Consistently

Reports are only as good as your data:

  • Review uncategorized transactions regularly
  • Use rules for automatic categorization
  • Keep category names consistent

Use Meaningful Categories

Choose categories that help decision-making:

  • Good: "Dining Out", "Groceries", "Subscriptions"
  • Less useful: "Misc", "Other", "Random"

Regular Review Cadence

Establish a review habit:

  • Weekly: Check uncategorized transactions
  • Monthly: Review category breakdown
  • Quarterly: Analyze trends and adjust budgets

Compare Periods

Use date ranges strategically:

  • This month vs last month
  • This quarter vs same quarter last year
  • Holiday months vs regular months

Limitations

Data Completeness

Reports reflect only imported data:

  • Upload all relevant statements
  • Include all accounts for complete picture
  • Check for missing date ranges

Category Accuracy

Reports depend on categorization:

  • Uncategorized transactions won't appear in category reports
  • Miscategorized transactions skew results
  • Review and fix as needed

Future Reports

We're working on additional reports including:

  • Budget vs actual tracking
  • Custom report builder
  • Scheduled email reports
  • Multi-period comparisons

Have suggestions? We'd love to hear what reports would be most useful for you.